Why Restaurant Equipment Is Not Good to Have in a Home

Are you wanting to put restaurant equipment into your kitchen at home? If so, there is a very important thing you need to consider. Insurance companies do not cover commercial equipment in households. If an accident happens or a fire starts and it has nothing to do with your kitchen, your insurance company will rule it the equipments fault and you will not see a dime from your insurance company.

Insurance companies only cover household kitchen items and not commercial restaurant equipment. If something happens and you have a house fire that had nothing to do with the commercial equipment in your home, your insurance company will think otherwise. Since you did have the equipment inside your home, the insurance company will not cover any of the damages so it pretty much just voids your insurance policy. What some people are not aware of is just because you have an insurance policy on your home, not everything is covered if something happens. The way insurance companies look at it is, your only supposed to have regular residential equipment in your kitchen.

If your house for some reason has a fire and you have your commercial restaurant equipment in your home, the insurance will automatically rule the cause of the fire on your commercial equipment. Even if you design and build your own house and you get the restaurant equipment installed into your home, the insurance company will still not insure anything because they see that as a huge hazard for your home. Residential homes are not equipped to withstand any commercial cooking equipment.

People do not realize how fast insurance companies will not cover the house due to having commercial restaurant equipment inside any household. If you are looking into purchasing commercial equipment for your kitchen, contact a Jean's Restaurant Supply sales-rep to help you understand the pros and the cons to owning restaurant equipment inside your home.